Archive for the ‘FEES AND REPORT FORMS’ Category

Al Cheney provides home appraisal reports for various reasons requested by individuals; such as, settling an estate or thinking about selling a personal home; maybe it is a cash home sale between individuals. For whatever the reason (as long as it is not a federal transaction through a financial institution), Al Cheney has special discounted fees for straight-forward home assignments; more complex properties as well as longer travel times will require fee quotes. Call 251-533-2424 and talk with Al Cheney about your necessary appraisal assignment(s) in Baldwin County and or Mobile County of Alabama. Below are some of the residential areas and subdivisions that Al Cheney has completed appraisal opinion reports in the recent past.

“Chapel Hill” residential subdivision located in western Mobile, Alabama.

“Sanibel” condos in Gulf Shores, Alabama.

“Peninsula”, Gulf Shores, Alabama; Fort Morgan Peninsula area.

“River Station” in Fairhope, Alabama.

“Island Shores” condominium project located in Gulf Shores, Alabama.

“Historic Dauphin Island, Alabama in Mobile County.”

“French Settlement” located in Daphne, Alabama.

“Stillwater” is located along the east side of Highway 225 in Spanish Fort, Alabama.

“Skyland Park”, Mobile, Alabama.

“Hickory Ridge” Subdivision, Mobile, Alabama.

Al Cheney is your home advisor in regards to a credible residential valuation opinion report when thinking about buying or selling or fulfilling any other personal necessary reason. Al Cheney has over 35 years’ experience in the Mobile Bay Metro Area, Baldwin County & Mobile County of Alabama. Call Al Cheney at 251-533-2424 to discuss your particular residential property as well as the very appealing appraisal fees depending on complexity, location and satisfying your necessary personal requirements.

Al Cheney is a Certified Residential Real Property Appraiser licensed within the State of Alabama. Al Cheney has very appealing and competitive home appraisal fees for individuals from $225-$275 depending primarily on location. If your residential property has more complex and unique characteristics, Al Cheney will have to quote on a case-by-case basis. Let Al Cheney be your home advisor in regards to completing a residential real property appraisal on your home by calling him today at 251-533-2424! Please visit www.CheneyAppraisalServices.com/ to read additional information about him and some of our neighborhoods as well as other information about our Mobile Bay Metro Area.

Al Cheney, Cheney Appraisal Services, 251-533-2424, has over 35 years’ experience within the Mobile Bay Metro Area, Baldwin County & Mobile County of Alabama. Al Cheney is ready to assist you with all your personal legal requirements for a home or thinking about selling a residential property.

Al Cheney has very appealing & special appraisal assignment fees for a straightforward appraisal report depending on its particular location. The appraisal report fees for most homes are as follows: within the City Limits of Mobile, the fee is $225; the immediate outskirt beyond the City Limits of Mobile has an appealing fee of $250; more distant locations generally will have a fee of $275. Of course, any home having a more complex nature or distant location and or any other special requirement will require a quote from Al Cheney.

Please visit www.CheneyAppraisalServices.com as well as call Al Cheney at 251-533-2424 today to schedule your real estate appraisal inspection. Al Cheney is ready to assist you in fulfilling your necessary legal requirement regarding your home or when selling a residential property located within the Mobile Bay Metro Area of Alabama.

(The quoted appealing and special appraisal assignment fees are for all non-financial or non-mortgage appraisal reports.)

Certified Residential Appraiser, Al Cheney, assists buyers and sellers by completing detailed, quality home appraisal reports for only $225 to $275 depending on complexity and location. Before buying or selling a home, call Al Cheney at (251) 533-2424 to find out more about the real estate appraisal process and the special appraisal fee requirements. Visit also http://www.CertifiedAppraiserNames.com/ to find other Certified Appraisers in other southeastern areas.

When interviewing a home inspector within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, ask the home inspector what type of report format he or she will provide for you. There are many styles of home inspection reports used by property inspectors, including the checklist, the use of computer generated inspection programs and the narrative style.

Some home inspection reports are delivered on site but most may take as long as 4 to 6 delivery days. All of the home inspection report systems have pros and cons.

The most important issue with a home inspection report is the descriptions given for each item or component. A home inspection report which indicates a condition as “Good,” “Fair” or “Poor” without a detailed explanation is vague and can be easily misinterpreted by a reader. An example of a vague condition would be:

Kitchen Sink: Condition – Good, Fair or Poor.

None of these descriptions will give the homeowner enough of a reason for the problem. Does the sink have a cosmetic problem? Does the home have a plumbing problem? A good home inspection report should supply you with enough descriptive information about the home’s condition and its site. An example of a descriptive condition is:

Kitchen Sink: Condition – Minor wear, heavy wear, damaged, rust stains, or chips in enamel finish. The recommendation is sealing the sink around the counter top.

As you can see, this narrative description includes a recommendation for repair. Narrative home inspection reports without recommendations for repairing deficient items may be difficult to comprehend if you have limited knowledge of construction.

You should take the time to carefully read your home inspection report and become very familiar with its comments and recommendations. Your home inspection report should have a legend, key, symbols or icons which will assist in understanding your report. It is much easier to understand the overall condition of a home if a home inspector provides sufficient information. Therefore, interview and carefully choose your home inspector wisely.

At the end of the inspection, your home inspector may provide a summary with a question and answer period. Use this opportunity to ask questions regarding terms or conditions you may lack familiarity. An experienced home inspector should be able to explain confidently with answers to your questions. If for some reason a question cannot be answered at the time of the inspection, the home inspector should research the question and obtain an acceptable answer for you. For instance, if the home inspector’s report states that the concrete foundation has common cracks. Then, consider asking, “Why are they common cracks?” An appropriate answer might be: “Common cracks are usually due to normal concrete curing and or shrinkage.”

Cheney Appraisal Services recommends that you accompany your home inspector through the entire inspection if at all possible. By doing this, it should help you better understand the condition of the home and the details of the inspection report.

Again, read the home inspection report completely and understand the condition of the home you are about to purchase. After all, it is more than likely, one of your largest investments you will ever make!

Below are most of the home inspection companies to assist you within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama (Bay Minette, Bayou La Batre, Belle Fountaine, Bon Secour, Calvert, Chickasaw, Chunchula, Citronelle, Daphne, Dauphin Island, Eight Mile, Elberta, Elsanor, Fairhope, Foley, Fort Morgan, Grand Bay, Gulf Shores, Hollingers Island, Irvington, Josephine, Kushla, Lillian, Loxley, Malbis, Magnolia Springs, Marlow, Mauvilla, Miflin, Mobile, Montrose, Mount Vernon, Ono Island, Orange Beach, Oyster Bay, Perdido Beach ,Perdido, Point Clear, Robertsdale, Saraland, Satsuma, Semmes, Silverhill, Spanish Cove, Spanish Fort, Stapleton, Stockton, Summerdale, Theodore, Whistler, Wilmer, Wolf Bay).

Please also check resources, such as, online telephone directories for other home inspection companies. A client, homeowner and or visitor should always interview a home inspector before contracting their services.

http://www.amerispec.com/
http://cartierinspections.com/
http://www.hometeaminspection.com/
http://www.homesouthinspections.com/
http://www.affordable-home-inspections.com/
http://www.nahi.org/al-alabama-home-inspector.asp

Are you looking for Alabama Appraisers, Alabama Certified Appraisers, Alabama FHA Appraisers, Alabama Appraisers Baldwin County, and Alabama Appraisers Mobile County? Then always remember, Al Cheney, Cheney Appraisal Services, “Certified” Appraiser, when ordering home appraisals within Baldwin County and Mobile County, Alabama. Call (251) 533-2424 with your order and questions.

Are you looking for other appraisers in the southeastern part of the United States? Well, Cheney Appraisal Services is continually updating its web site with listings and web links to “Certified” Appraisers in other major cities and towns of Alabama as well as in Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee and Texas.

ARE YOU LOOKING FOR “CERTIFIED” AND “FHA” APPRAISERS IN BALDWIN COUNTY AND MOBILE COUNTY, ALABAMA?

Cheney Appraisal Services can handle all of your Baldwin County and Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Baldwin County and Mobile County, Alabama real estate appraisals. The Baldwin County and Mobile County appraisal districts are areas where we can satisfy all of your home appraisal needs. Our real estate property appraiser is fully licensed and certified residential. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons.

Certified & FHA Home Appraisals starting at $295 per report!*

Albert Marshall Cheney, Cheney Appraisal Services, Mobile, AL, accepts residential assignments within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Here are many communities and towns (with most zip codes) serviced by Cheney Appraisal Services, Baldwin County, Mobile County, Alabama:

Alabama Port 36523, Axis 36505, Barnwell 36532, Bay Minette 36507, Bayou La Batre 36509, Belforest 36526, Belle Fountaine 36582, Bon Secour 36511, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Crossroads 36507, Daphne 36526, Dauphin Island 36528, Dawes 36619, Earlville, Eight Mile 36613, Elberta 36530, Elsanor 36567, Fairhope 36532, Fairview, Foley 36535, Fort Morgan 36542, Georgetown 36521, Grand Bay, Gulfcrest 36521, Gulf Shores 36542, Hollingers Island 36605 36582, Indian Hills 36613, Irvington 36544, Josephine 36530, Kushla 36613, LeMoyne, Lillian 36549, Little River 36550, Lott, Loxley 36551, Malbis 36526, Magazine, Magnolia Springs 36555, Marlow, Mauvilla 36613, McIntosh (only) Washington County, Miflin, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Montrose 36559, Mount Vernon 36560, Mullet Point 36532, Oak Grove 36613, Ono Island 36561, Orange Beach 36561, Oyster Bay 36542, Perdido Beach, Perdido 36562, Pinegrove, Point Clear 36564, Prichard 36610, Rabun (Rabon) 36507, Robertsdale 36567, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Seminole 36574, Silverhill 36576, Spanish Cove 36549, Spanish Fort 36527, Stapleton 36578, Stockton 36579, Styx River, Summerdale 36580, Tensaw 36507, Theodore 36582, Tillman’s Corner 36619, Toulminville, Turnerville, Whistler 36612, Whitehouse Forks, Wilmer 36587, and Wolf Bay.

Cheney Appraisal Services will also accept appraisal assignments within the town of McIntosh, Washington County, Alabama only.

Here are most of the appraisal report services with fees provided by Cheney Appraisal Services:

• Condominium Appraisal Report $295 & $325
• Single Family Residential Appraisal Report, detailed information $295 & $325
• Limited 2055 “Interior” Appraisal Report $275 & $300
• Limited 2055 “Exterior” Appraisal Report $225 & $250
• Complex Or Waterfront Residential Appraisal Report $400-$500+
• *“Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama *$295 & $325
• Desk Review Report $100
• Relocation (RELO) Appraisal Report $450
• Acreage Or Lot (Land) Appraisal Report $200 & $250
• Recertification of “Value Opinion” $75
• Field Review “Exterior” Appraisal Reports $200 & $250
• Construction Draw Or Final Inspections $75 & $100
• Duplex, Triplex Or Other Assignments More Distant Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, 1-251-533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions.  The business facsimile is 1-251-252-7737.

Manufactured home report assignments are NOT accepted by Cheney Appraisal Services. We apologize for any inconvenience resulting from our company policy.

As of 1st April 2009, the new Form 1004MC must be included within all lending related appraisal reports.  SAVINGS for the AMCs (Appraisal Management Companies), clients, lenders and homeowners:  The above FHA/CONV appraisal report fees include this new form!

*Further Explanation And Guidelines:  The FHA fees will be $295 for homes within reasonable distances, i.e., within the city of Mobile, and homes further out, i.e., rural areas, will be $325 and sometimes $350. 

Clients will be contacted within around 24 hours or less.  Report turn around times will mostly vary between 2 business days and 5 business days depending on complexity, distance, market research, etc.  A report turn time will start with the completion of the appraiser’s home inspection. 

The “special & lower” fee is paid in advance or during the home’s visual inspection (receipt given at this time) or, paid by the client/lender before release of  a report. 

Invoiced fees can be arranged with guaranteed payment within 30 days but add $75 to the above FHA & single family residential full report fees and Limited 2055 Exterior & Interior report fees.  (The additional invoiced fee of $75 per report applies only to these type of forms.)

*The new fees and guidelines are effective as of 13th JUN 2009.

Are you looking for appraisals for Bankruptcy, Estate & Probate, Divorce (Matrimonial Disputes), Tax Appeals, Litigation Support, Foreclosure, Environmentally Distressed Property, Feasibility Analysis for Zoning Issues, Eminent Domain/Condemnation, and FHA Mortgages?

Call Al Cheney today and look for upcoming pages with many Certified FHA Appraisers in the other major cities and towns of Alabama and in the States of Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, and Texas.