Posts Tagged ‘Chickasaw Alabama home appraiser’

I was talking to a business client over the telephone just a few days ago. I was giving my usual spiel about wanting to receive more work from their company. As we talked about the current business climate and how I could achieve more work, a past experience entered my thoughts when I was 13 years of age.

I was visiting Uncle Bernard, my father’s brother, in Machias, Maine for the summer. Uncle Bernard stood six-foot four in height with salt-and-pepper hair and burly eyebrows which would capture anyone’s attention as he entered any room, especially, with his smiles and “Down-Easter” accent of witty comments and sayings.

Uncle Bernard took time to show me the interesting natural aspects of Maine’s coastal areas and life of Down-Easters with their businesses and events which make it special and unique.

My uncle showed me Jasper Beach, one of two beaches, which has this special kind of stone. These special stones can easily be polished and used in certain jewelries and trinkets.

My uncle’s wife, Aunt Jinny, inherited the old family dairy farm, Schoppee Farm, and a very small island, Hickey Island, near Englishman Bay and Little Kennebec Bay. Schoppee Farm was a very peaceful experience for such a “Southern boy” as me.

During this summer visit, Uncle Bernard arranged a family gathering on Hickey Island. I remember all of us boarding his boat and slowly heading out into the waters and into Little Kennebec Bay. I could see a boat ahead of us with a lobster trapper working his cages. As Uncle Bernard moved the boat alongside the trapper’s boat, he heartily said with a strong Down-Easter accent, “Good day, Sir! Would you have some lobsters for sale today?” “Yes, of course”, as he began pulling several of his lobster traps from the seafloor. We all watched him pull up his traps filled with beautiful large lobsters and we purchased many for the island feast.

We cordially said our goodbyes and thank yous to him and began slowly puttering towards the island. When we reached the island, we tied the boat to an old dead tree at the water’s edge and began getting our utensils, condiments and the fresh live lobsters together and began our short walk towards a sandy beach area.

Al Cheney, Roques Bluff, Machias, ME, 1966

A cooking area was arranged on the beach and the fire was started for boiling our succulent crustacean dinner. As the lobsters were cooking in water from the sea, I watched the deep bluish waves crashing onto this private and serene beach. It was a wonderful day for enjoying succulent lobster dipped in butter while experiencing the panoramic island view, listening to the waves and feeling gentle salty and warm breezes upon my skin as the sun dropped lower within the Down-Eastern sky.

I also experienced Maine’s Lobster Festival and enjoyed all the wonderful food. I remember taking a seaplane ride with my Uncle Bernard and seeing wonderful aerial views of Maine’s coastline.

Uncle Bernard and I visited a canning facility where a great Aunt Ethel worked hard packing sardines. I remember standing at the end of an old fishing pier. I looked down into a very large fishing barrel and saw a seagull standing in the bottom. The seagull was apparently searching for food in the bottom of this barrel and oblivious to its inability to fly out from this barrel. So I reached down into the barrel to grab the seagull and release him from his small stinky prison and, yes, he did bite me a few times but I did not let that deter me from freeing this seagull. I finally was able to grab this seagull and carefully remove him from the fish barrel. Uncle Bernard got my Polaroid camera and took a photograph so I could remember this experience before releasing and watching this seagull fly up into the air and join his other seagull friends.

When I think of this seagull which was trapped at the bottom of the fish barrel, I can’t help to think how it can relate to the ups and downs in life which we experience?

Imagine for a moment that you are this seagull with despair, sadness or worry. It’s your own self-imprisonment because of challenges you are experiencing within your own life. You find yourself standing at the bottom of the fish barrel and you cannot get out. It sometimes takes assistance from others in showing you the way out with their kind actions and words of encouragement and a belief in you.

What describes you today? Are you the seagull flying high in the sky with your other seagull friends enjoying life? Or, are you this seagull at the bottom of the fish barrel, imprisoned by your own thoughts, watching all the other seagull friends flying above?

Decisiveness, optimism and the willingness to change one’s life for the better are key ingredients to your success. These key ingredients must be juxtaposed with the people around you who give you good advice, assistance and the additional strength to live on and be successful within your life. Fly into the clouds and enjoy your life and humanity and empower yourself! Amen.

http://positivemobility.empowernetwork.com/

By Albert Marshall Cheney, Alabama Certified Residential Real Property Appraiser
Post Office Box 8888, Mobile, Alabama 36689-0888
For appraisal report inquiry call (251) 533-2424 or email to Albert@CheneyAppraisalServices.com

Periodically, I add photographs from the Mobile Bay Metro Area which consists of the two counties which wrap around Mobile Bay, Baldwin County and Mobile County. These counties offer so much for the residents as well as our visitors. Come and take a journey through my photographs of local people, historical buildings, scenery, and other characteristics which make this Gulf Coast area an interesting place to live and visit!

MOBILE SUNSET FROM BAYWAY DOWNTOWN MOBILE ON 01/17/2013

HISTORIC DOWNTOWN MOBILE SUNSET DOWNTOWN MOBILE, ALABAMA

AUSTAL, DOWNTOWN MOBILE U. S. POSTAL OFFICE DOWNTOWN MOBILE

SEA OATS, DAUPHIN ISLAND, AL WATER TOWER, DAUPHIN ISLAND, AL

DAUPHIN ISLAND, AL BEACH, 08/08/2013 DAUPHIN ISLAND CONDOS, 08/08/2013

GULF SHORES, ALABAMA BEACH GULF SHORES COTTAGES ON THE WATER

Alabama Real Estate Appraisals
Certified Approved Appraisers For Home And Other Real Property Appraisals

Certified Appraiser Names (CAN) website is here to assist with your Alabama real estate property appraiser needs.

Certified Appraiser Names (CAN) website gives you the ability in finding the highest quality Alabama real estate appraisals by providing web-links to Active, Certified, and Approved Appraisers.

The Alabama real estate appraisal district is an area where Certified Appraiser Names (CAN) tries to provide qualified real estate appraisers who can handle all your appraisal requirements—Acreage and Lot (Land) Reports, Before & After home valuations (hurricane, storms), Commercial, Desktop and Field Reviews (residential properties), Employee Relocations (ERC reports), Estate Valuation Reports (Settling Estates with real property), Equity Line loans, Federal (IRS) and State tax situations, Foreclosure and HUD home appraisal reports, Home Modifications and Retentions, Home or Residential Mortgage refinancing, Matrimonial Real Property settlements (Divorces), New Home Construction (progress and final inspections), Primary and Secondary residential mortgages, Real Property Tax Assessment appeals, Removing Private Mortgage Insurance (PMI).

Go to http://www.CertifiedAppraiserNames.com/ and search for your city or town in Alabama, click on an appraiser’s web-link of choice, and call them today for a FREE real estate appraisal quote!

Are you a Certified Approved Real Estate Appraiser with an active website and wanting to swap web-links with Albert Cheney at http://www.CheneyAppraisalServices.com/? If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com. Thank you!

The third quarter, 1st July 2009 to 30th September 2009, indicates at least 984 sales within Mobile County, Alabama according to online REALTOR information records. The 984 sales include condominiums & townhouses, manufactured homes, new construction homes and single family older homes.

The approximate 27 condominiums & townhouses had an average sale price of $162,727. The approximate 18 manufactured homes had an average sale price of $40,503. The approximate 131 new construction homes had an average sale price of $182,797. The approximate 808 single family older homes had an average sale price of $137,420.

The average days on market (dom) for the third quarter was around 81 days and the average sale price per square foot was $77.33+.

The third quarter indicates more new construction in west Mobile, south of the Mobile Regional Airport, and in Semmes, Alabama when compared to other areas of Mobile County. Most of the single family residential or home sales occurred in the areas north and south of Cottage Hill Road, west Mobile, Semmes and in the Midtown area near downtown historic Mobile, Alabama.

The average sold terms for the third quarter was CASH (24.9%), CONVENTIONAL (24.83%), FHA (41.07%), VA (6.17%) and OTHER-ASSUMPTION, AUCTION, VENDOR LIENS (3.03%).

The above information has been provided by Albert Marshall Cheney, Cheney Appraisal Services, located in the Mobile Bay Metro Area. Albert Cheney is an active Certified Residential Real Property Appraiser with over 30 years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate or ordering a real estate appraisal report.

The Stone Creek Subdivision is located along the east side of Alabama State Highway 181, approximately 2 miles south of Fairhope Avenue, and about 4 miles East Southeast from the town center of historical Fairhope, Alabama.

Stone Creek, Phase 1, Subdivision was developed on around 330 acres, formerly a hunting preserve. This first phase has 78 lots per record with about 18 common area & green belt parcels.The developer’s concept is a village community with a lodge, rock water features, stocked lakes, swimming pool, tennis courts, village shopping center, walking trails and a wetland preserve.

The majority of the homes will range from 2,400+ square feet to 4,500+ square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having six bedrooms according to the online records.

The Average List Price is around $443,462 for the month of October 2009, down $54,624+ when compared to July 2009 having an Average List Price of $498,086.

The Average Sale Price is around $485,583 for the month of October 2009, down only $1,384+ when compared to July 2009 having an Average Sale Price of $486,967.

The Listing Price To Sales Price Ratio is now approximately 90.986% for the month of October 2009. The month of July 2009 the ratio was 98.02%.

The REALTOR online records indicates the Lowest Price Listing is now $381,500 for the month of October 2009 (July 2009 was $369,900.). The Highest Price Listing is now $573,500 (July 2009 was $795,000.).

The Stone Creek Months Of Housing Supply calculates to be around 11.94 months for the list to sale time period. Although, Stone Creek appears to have more stable property values when reviewing the calculated inventory analysis for the subdivision.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, Certified Appraiser, (251) 533-2424, is an associate member of this REALTORS’ organization. (Real Estate Appraisers Daphne, Fairhope, Spanish Fort, Alabama)

When interviewing a home inspector within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, ask the home inspector what type of report format he or she will provide for you. There are many styles of home inspection reports used by property inspectors, including the checklist, the use of computer generated inspection programs and the narrative style.

Some home inspection reports are delivered on site but most may take as long as 4 to 6 delivery days. All of the home inspection report systems have pros and cons.

The most important issue with a home inspection report is the descriptions given for each item or component. A home inspection report which indicates a condition as “Good,” “Fair” or “Poor” without a detailed explanation is vague and can be easily misinterpreted by a reader. An example of a vague condition would be:

Kitchen Sink: Condition – Good, Fair or Poor.

None of these descriptions will give the homeowner enough of a reason for the problem. Does the sink have a cosmetic problem? Does the home have a plumbing problem? A good home inspection report should supply you with enough descriptive information about the home’s condition and its site. An example of a descriptive condition is:

Kitchen Sink: Condition – Minor wear, heavy wear, damaged, rust stains, or chips in enamel finish. The recommendation is sealing the sink around the counter top.

As you can see, this narrative description includes a recommendation for repair. Narrative home inspection reports without recommendations for repairing deficient items may be difficult to comprehend if you have limited knowledge of construction.

You should take the time to carefully read your home inspection report and become very familiar with its comments and recommendations. Your home inspection report should have a legend, key, symbols or icons which will assist in understanding your report. It is much easier to understand the overall condition of a home if a home inspector provides sufficient information. Therefore, interview and carefully choose your home inspector wisely.

At the end of the inspection, your home inspector may provide a summary with a question and answer period. Use this opportunity to ask questions regarding terms or conditions you may lack familiarity. An experienced home inspector should be able to explain confidently with answers to your questions. If for some reason a question cannot be answered at the time of the inspection, the home inspector should research the question and obtain an acceptable answer for you. For instance, if the home inspector’s report states that the concrete foundation has common cracks. Then, consider asking, “Why are they common cracks?” An appropriate answer might be: “Common cracks are usually due to normal concrete curing and or shrinkage.”

Cheney Appraisal Services recommends that you accompany your home inspector through the entire inspection if at all possible. By doing this, it should help you better understand the condition of the home and the details of the inspection report.

Again, read the home inspection report completely and understand the condition of the home you are about to purchase. After all, it is more than likely, one of your largest investments you will ever make!

Below are most of the home inspection companies to assist you within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama (Bay Minette, Bayou La Batre, Belle Fountaine, Bon Secour, Calvert, Chickasaw, Chunchula, Citronelle, Daphne, Dauphin Island, Eight Mile, Elberta, Elsanor, Fairhope, Foley, Fort Morgan, Grand Bay, Gulf Shores, Hollingers Island, Irvington, Josephine, Kushla, Lillian, Loxley, Malbis, Magnolia Springs, Marlow, Mauvilla, Miflin, Mobile, Montrose, Mount Vernon, Ono Island, Orange Beach, Oyster Bay, Perdido Beach ,Perdido, Point Clear, Robertsdale, Saraland, Satsuma, Semmes, Silverhill, Spanish Cove, Spanish Fort, Stapleton, Stockton, Summerdale, Theodore, Whistler, Wilmer, Wolf Bay).

Please also check resources, such as, online telephone directories for other home inspection companies. A client, homeowner and or visitor should always interview a home inspector before contracting their services.

http://www.amerispec.com/
http://cartierinspections.com/
http://www.hometeaminspection.com/
http://www.homesouthinspections.com/
http://www.affordable-home-inspections.com/
http://www.nahi.org/al-alabama-home-inspector.asp

Are you looking for Alabama Appraisers, Alabama Certified Appraisers, Alabama FHA Appraisers, Alabama Appraisers Baldwin County, and Alabama Appraisers Mobile County? Then always remember, Al Cheney, Cheney Appraisal Services, “Certified” Appraiser, when ordering home appraisals within Baldwin County and Mobile County, Alabama. Call (251) 533-2424 with your order and questions.

Are you looking for other appraisers in the southeastern part of the United States? Well, Cheney Appraisal Services is continually updating its web site with listings and web links to “Certified” Appraisers in other major cities and towns of Alabama as well as in Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee and Texas.

http://www.mobilealabamafharealestateappraisers.com/ – How Will New RESPA Changes Settle In Mobile Alabama Real Estate?

Watch and Listen to Murfreesboro, TN Realtor & Broker, John C. Jones, explain the new RESPA Changes, the first changes to RESPA in 30 years!