Contact Al Cheney!


Cheney Appraisal Services
Phone: (251) 533-2424
Mobile: (251) 533-2424
Email Al Cheney
Mobile AL Home Appraisers Al Cheney Website

Posts Tagged ‘Personal Representative’

As of today, 3rd February 2010, the refinance rates are, as follows: (1) 30 yr Fixed Rate, Today, 5.19%, Last Week, 4.94%; (2) 15 yr Fixed Rate, Today, 4.4%, Last Week, 5.06%; (3) 5/1 ARM, Today, 4.53%, Last Week, 4.12%.

According to an article in Mortgage News Daily, “A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. More home purchases can lead to more construction jobs and increased purchases of items to build a home. Furthermore, in a low mortgage rate environment, an increasing trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt.”

The article further states, “Don’t wait for mortgage rates to decline! I stand by my statement that 4.75% could very well be the lowest mortgage rates offered in 2010…unless there is a fundamental shift in economic outlook. If you have been waiting to refinance or to buy, get out there and start the process before you miss the boat of sub 5% rates.”

Click this web-link, http://www.mortgagenewsdaily.com/consumer_rates/132989.aspx, to read the entire article by Victor Burek.

The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has ongoing (and potential future) economic projects which may have an advantage over other U. S. regions. Our real estate market should draw more positive attention in the near future.

Contact Al Cheney, Cheney Appraisal Services, Certified FHA Approved Real Estate Appraiser, Baldwin County, Mobile County, Alabama, (251) 533-2424, when requiring a residential appraisal report for refinancing, settling an estate with real property, or various other litigation reasons in Alabama. Email your orders and questions to Al at Albert@CheneyAppraisalServices.com/.

WEB-BlogPhoto-KingsMillSubd-2009 [12]The Kings Mill subdivision is located along the western side of WEB-BlogPhoto-KingsMillSubd-2009 [05]Knollwood Road, south of Cottage Hill Road, the western part of Mobile, Alabama.

The Kings Mill development has 39 homes, built between 1998 and 2004, with most having 1,850+- square feet to 2WEB-BlogPhoto-KingsMillSubd-2009 [03],700+- square feet of living area. The majority of homes have 3 bedrooms and 2 or 2 1/2 bathrooms. There are about nine homes having 4 bedrooms. The home values will mostly range between $275,000 and $300,000.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Cheney Appraisal Services, Albert Marshall Cheney, (251) 533-2424, assists Accountants (CPAs), the Appraisal Management Companies (AMCs), Attorneys, Clients, Lenders and Property Owners in finding active and approved Certified FHA Appraisers in the State of Arkansas.

LITTLE ROCK, ARKANSAS
www.RobertWBennettAppraiser.com
Robert W. Bennett, ARCR0334
Robert W. Bennett Appraiser
12719 Cantrell Road, Suite 200
Little Rock, Arkansas 72223

If you are looking for a “Certified” Residential Appraiser for Estate or Trust Appraisals, Fair Market Value Estimate, Insurable Value estimate, Taxable Value estimate, or just curious about the Present Value of your Home or Investment, then, contact Mr. Robert W. Bennett with 36 years experience.  Robert is a leading provider of real estate valuations for the greater Little Rock area and surrounding counties, and many other parts of the state of Arkansas.

Click the above weblink to call Robert, ask your questions and order your appraisal assignment today!

To quote an old saying, “You can’t take it with you!”  Since this fact is true, a person should always consider having a Will, a Last Will And Testament, in order to lessen the complications in settling the estate for their bereaving family.

     A person’s death has an affect on their family emotionally and financially as well as with any unforeseen future personal or legal issues when settling the estate.  Having a Will allows the decedent, deceased person, to efficiently outline their wishes in detail and properly distributes the estate, personal property and any real property owned, at the time of their death. 

     Therefore, settling an estate efficiently is important and, in some cases, can be very stressful depending on its complexity and the number of heirs.  As an executor, or personal representative, you have been entrusted in carrying out the decedent’s wishes as exactly outlined within the Will and as quickly as possible.

     When it comes to settling an estate with real property, Al Cheney, Cheney Appraisal Services, can provide a “Certified,” detailed and timely appraisal opinion report while, at the same time, understanding the family’s bereavement and any sensitive issues associated with the decedent’s Will.

     As for accountants and attorneys, they can rely on Al Cheney’s knowledge, over 30 years, in the real estate industry of the Mobile Bay Metro Area.  Al Cheney always has a primary goal of providing detailed estate appraisal reports with reliable and supported derived value opinion conclusions (Fair Market Value estimates).  As an Alabama Certified Residential Real Property Appraiser, Al Cheney, provides professional appraisal opinion reports which gives accountants, attorneys, and personal representatives solid facts and figures, in order to fulfill IRS and the State of Alabama requirements as well as the courts within Baldwin or Mobile County and any other local agencies.

     Additionally, the date of death often differs from the date of the requested appraisal assignment.  Al Cheney is familiar with the procedures and requirements necessary to perform a retroactive appraisal assignment with an effective date and a Fair Market Value opinion estimate as of the date of death.  Furthermore, contracting an appraisal assignment with Al Cheney is a fiduciary relationship ensuring the fullest degree of discretion, confidentiality binding, as outlined within the Uniform Standards of Professional Appraisal Practice (USPAP) under the ethics provision.

     In conclusion, many times, people do not fully appreciate their need in having detailed real estate appraisal opinion reports which supports the facts and figures.  Settling an estate efficiently, properly and timely are paramount when completing and submitting the necessary documents, including all real property appraisal reports, to the IRS, Baldwin or Mobile County courts, and other revenue authorities.  Having “Certified,” detailed and professional appraisal opinion reports with supporting local marketplace information demonstrates credence and should facilitate the legal process when settling estates.  Al Cheney, Cheney Appraisal Services, is ready to assist accountants, attorneys and individuals requiring estate appraisal value opinion reports!  


Albert Marshall Cheney, Cheney Appraisal Services, Mobile, Alabama, is ready to assist you with all your “Certified” estate appraisal report requirements!  Call (251) 533-2424 today!

If you require additional estate research material, Al Cheney has provided these web links for further consideration:

http://www.alabamaprobatelawyers.com/news.cfm/Article/19691/You-Cant-Take-It-With-You.html

http://www.expertlaw.com/forums/archive/index.php/f-38.html

http://law.onecle.com/alabama/wills-and-decedents-estates/chapter2.html

http://www.legislature.state.al.us/CodeofAlabama/1975/coatoc.htm

Section 43-2-854 Avoiding conflicts of law.

Mobile Alabama FHA Appraisers
Categories
NAR’s Weekly Radio Show
Find Homes For Sale