Contact Al Cheney!


Cheney Appraisal Services
Phone: (251) 533-2424
Mobile: (251) 533-2424
Email Al Cheney
Mobile AL Home Appraisers Al Cheney Website

Posts Tagged ‘Professional Appraisal Opinion Reports’

As of today, 3rd February 2010, the refinance rates are, as follows: (1) 30 yr Fixed Rate, Today, 5.19%, Last Week, 4.94%; (2) 15 yr Fixed Rate, Today, 4.4%, Last Week, 5.06%; (3) 5/1 ARM, Today, 4.53%, Last Week, 4.12%.

According to an article in Mortgage News Daily, “A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. More home purchases can lead to more construction jobs and increased purchases of items to build a home. Furthermore, in a low mortgage rate environment, an increasing trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt.”

The article further states, “Don’t wait for mortgage rates to decline! I stand by my statement that 4.75% could very well be the lowest mortgage rates offered in 2010…unless there is a fundamental shift in economic outlook. If you have been waiting to refinance or to buy, get out there and start the process before you miss the boat of sub 5% rates.”

Click this web-link, http://www.mortgagenewsdaily.com/consumer_rates/132989.aspx, to read the entire article by Victor Burek.

The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has ongoing (and potential future) economic projects which may have an advantage over other U. S. regions. Our real estate market should draw more positive attention in the near future.

Contact Al Cheney, Cheney Appraisal Services, Certified FHA Approved Real Estate Appraiser, Baldwin County, Mobile County, Alabama, (251) 533-2424, when requiring a residential appraisal report for refinancing, settling an estate with real property, or various other litigation reasons in Alabama. Email your orders and questions to Al at Albert@CheneyAppraisalServices.com/.

WEB-BlogPhoto-KingsMillSubd-2009 [12]The Kings Mill subdivision is located along the western side of WEB-BlogPhoto-KingsMillSubd-2009 [05]Knollwood Road, south of Cottage Hill Road, the western part of Mobile, Alabama.

The Kings Mill development has 39 homes, built between 1998 and 2004, with most having 1,850+- square feet to 2WEB-BlogPhoto-KingsMillSubd-2009 [03],700+- square feet of living area. The majority of homes have 3 bedrooms and 2 or 2 1/2 bathrooms. There are about nine homes having 4 bedrooms. The home values will mostly range between $275,000 and $300,000.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Cheney Appraisal Services, Albert Marshall Cheney, (251) 533-2424, assists Accountants (CPAs), the Appraisal Management Companies (AMCs), Attorneys, Clients, Lenders and Property Owners in finding active and approved Certified FHA Appraisers in the State of Arkansas.

LITTLE ROCK, ARKANSAS
www.RobertWBennettAppraiser.com
Robert W. Bennett, ARCR0334
Robert W. Bennett Appraiser
12719 Cantrell Road, Suite 200
Little Rock, Arkansas 72223

If you are looking for a “Certified” Residential Appraiser for Estate or Trust Appraisals, Fair Market Value Estimate, Insurable Value estimate, Taxable Value estimate, or just curious about the Present Value of your Home or Investment, then, contact Mr. Robert W. Bennett with 36 years experience.  Robert is a leading provider of real estate valuations for the greater Little Rock area and surrounding counties, and many other parts of the state of Arkansas.

Click the above weblink to call Robert, ask your questions and order your appraisal assignment today!

Cheney Appraisal Services, Albert Marshall Cheney, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Appraisers in DADEVILLE, its surrounding areas between Alexander City and Auburn, and other principal cities in the State of Alabama.

Cheney Appraisal Services provides categories of Alabama cities and towns which list only approved Certified FHA Appraisers with website links for contact. Periodically, these categories and lists of Certified FHA Appraisers will be updated by Albert Marshall Cheney.

DADEVILLE, ALABAMA

http://www.realpropertyappraisalsllc.com/
JENNIFER O PETTY ALR00843
(Certified Residential)
09-30-2010
REAL PROPERTY APPRAISALS, LLC
261 DOGWOOD TRAIL
DADEVILLE, AL 36853

Cheney Appraisal Services, Albert Marshall Cheney, has made an effort to provide current information with only active and approved Certified FHA Appraisers with company websites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state.

If anyone using this appraisal list has a legitimate reason why a Certified FHA Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration. Thank you.

Comments And Opinions By Al Cheney, Certified Residential Real Estate Appraiser & FHA Approved Appraiser, Mobile, Alabama.

The city of Mobile and the other communities within the Mobile Bay Metro Area (Baldwin County, Mobile County, Alabama) have the opportunity to capture many more economic projects if, as area businesses and residents, we continue to stand together “as one!”

We must all participate in the promotion of our area, whether it’s in a small way or a big way. You can contribute with only a smile to a weary traveler visiting our area (they might be moving here or relocating their business) or keeping the trash picked up around your home. Landscaping, mowing the lawn, or volunteering to assist with your educational talents are certainly other ways to place your positive mark upon our metropolitan bay area.

Also, even more small and large businesses should consider banding together, promoting our area through worthwhile local civic, economic and marketing projects. It is through these ongoing positive efforts and promotional projects which will continue to keep us progressive, in contention for even more economic opportunities and, certainly, noticed by outsiders looking in. These outsiders just might want to jump right in with us, so they can also experience the economic flurry of opportunities. Our local assets and opportunities to compete surround each of us every day. So open your eyes widely, see the possibilities and potential, and the next time you look into a mirror, realize that you are looking at one of our greatest assets!

It could be raining economic projects’ money in the Mobile Bay Metro Area, so here are some recent newsworthy articles (links below) for your reading. “Let these articles stoke your embers of creativity and professionalism, and turn them into your flames of positive ideas and possibilities!” – AMC

Please send me your comments, opinions and suggestions.

http://blog.al.com/live/2009/10/forbes_columnist_gives_mobile.html

http://www.nytimes.com/2009/10/28/realestate/commercial/28alabama.html?_r=2&ref=business

http://www.baldwincountynow.com/articles/2009/10/29/local_news/doc4ae87e66ae3dc680435966.txt

http://www.wkrg.com/alabama/article/auto-plant-in-bay-minette/379896/Sep-24-2009_1-48-pm/

http://www.wkrg.com/alabama/article/big-economic-honor-for-mobile1/100846/Jun-12-2009_8-50-pm/

____________________________________

Al Cheney is a native of southern Alabama and a graduate from the College of Business and Management Studies, University of South Alabama. Al Cheney has maintained an active real estate broker’s license for thirty-six years and president of his company, Realty Leaders Corporation. Of course, most people know Al Cheney as a Certified Residential Real Property Appraiser and FHA Approved Appraiser, Cheney Appraisal Services, with 35+- years experience. Al Cheney also has past experiences and professional involvement with advertising, graphics, photography, marketing and writing.

Tags: Baldwin County, Cheney, Contention, Creativity, Economic Opportunities, Economic Projects, Educational Talents, Embers, Fha, Flames, Marketing Projects, Metro Area, Mobile Alabama, Mobile Bay, Mobile County Alabama, Newsworthy Articles, Outsiders, Possibilities, Professionalism, Property Appraiser, Weary Traveler

ARE YOU LOOKING FOR “CERTIFIED” AND “FHA” APPRAISERS IN BALDWIN COUNTY AND MOBILE COUNTY, ALABAMA?

Cheney Appraisal Services can handle all of your Baldwin County and Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Baldwin County and Mobile County, Alabama real estate appraisals. The Baldwin County and Mobile County appraisal districts are areas where we can satisfy all of your home appraisal needs. Our real estate property appraiser is fully licensed and certified residential. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons.

Certified & FHA Home Appraisals starting at $295 per report!*

Albert Marshall Cheney, Cheney Appraisal Services, Mobile, AL, accepts residential assignments within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Here are many communities and towns (with most zip codes) serviced by Cheney Appraisal Services, Baldwin County, Mobile County, Alabama:

Alabama Port 36523, Axis 36505, Barnwell 36532, Bay Minette 36507, Bayou La Batre 36509, Belforest 36526, Belle Fountaine 36582, Bon Secour 36511, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Crossroads 36507, Daphne 36526, Dauphin Island 36528, Dawes 36619, Earlville, Eight Mile 36613, Elberta 36530, Elsanor 36567, Fairhope 36532, Fairview, Foley 36535, Fort Morgan 36542, Georgetown 36521, Grand Bay, Gulfcrest 36521, Gulf Shores 36542, Hollingers Island 36605 36582, Indian Hills 36613, Irvington 36544, Josephine 36530, Kushla 36613, LeMoyne, Lillian 36549, Little River 36550, Lott, Loxley 36551, Malbis 36526, Magazine, Magnolia Springs 36555, Marlow, Mauvilla 36613, McIntosh (only) Washington County, Miflin, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Montrose 36559, Mount Vernon 36560, Mullet Point 36532, Oak Grove 36613, Ono Island 36561, Orange Beach 36561, Oyster Bay 36542, Perdido Beach, Perdido 36562, Pinegrove, Point Clear 36564, Prichard 36610, Rabun (Rabon) 36507, Robertsdale 36567, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Seminole 36574, Silverhill 36576, Spanish Cove 36549, Spanish Fort 36527, Stapleton 36578, Stockton 36579, Styx River, Summerdale 36580, Tensaw 36507, Theodore 36582, Tillman’s Corner 36619, Toulminville, Turnerville, Whistler 36612, Whitehouse Forks, Wilmer 36587, and Wolf Bay.

Cheney Appraisal Services will also accept appraisal assignments within the town of McIntosh, Washington County, Alabama only.

Here are most of the appraisal report services with fees provided by Cheney Appraisal Services:

  • Condominium Appraisal Report $295 & $325
  • Single Family Residential Appraisal Report, detailed information $295 & $325
  • Limited 2055 “Interior” Appraisal Report $275 & $300
  • Limited 2055 “Exterior” Appraisal Report $225 & $250
  • Complex Or Waterfront Residential Appraisal Report $400-$500+
  • *“Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama *$295 & $325
  • Desk Review Report $100
  • Relocation (RELO) Appraisal Report $450
  • Acreage Or Lot (Land) Appraisal Report $200 & $250
  • Recertification of “Value Opinion” $75
  • Field Review “Exterior” Appraisal Reports $200 & $250
  • Construction Draw Or Final Inspections $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, 1-251-533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions.  The business facsimile is 1-251-252-7737.

Manufactured home report assignments are NOT accepted by Cheney Appraisal Services. We apologize for any inconvenience resulting from our company policy.

As of 1st April 2009, the new Form 1004MC must be included within all lending related appraisal reports.  SAVINGS for the AMCs (Appraisal Management Companies), clients, lenders and homeowners:  The above FHA/CONV appraisal report fees include this new form!

*Further Explanation And Guidelines:  The FHA fees will be $295 for homes within reasonable distances, i.e., within the city of Mobile, and homes further out, i.e., rural areas, will be $325 and sometimes $350

Clients will be contacted within around 24 hours or less.  Report turn around times will mostly vary between 2 business days and 5 business days depending on complexity, distance, market research, etc.  A report turn time will start with the completion of the appraiser’s home inspection. 

The “special & lower” fee is paid in advance or during the home’s visual inspection (receipt given at this time) or, paid by the client/lender before release of  a report. 

Invoiced fees can be arranged with guaranteed payment within 30 days but add $75 to the above FHA & single family residential full report fees and Limited 2055 Exterior & Interior report fees.  (The additional invoiced fee of $75 per report applies only to these type of forms.)

*The new fees and guidelines are effective as of 13th JUN 2009.

Are you looking for appraisals for Bankruptcy, Estate & Probate, Divorce (Matrimonial Disputes), Tax Appeals, Litigation Support, Foreclosure, Environmentally Distressed Property, Feasibility Analysis for Zoning Issues, Eminent Domain/Condemnation, and FHA Mortgages?

Call Al Cheney today and look for upcoming pages with many Certified FHA Appraisers in the other major cities and towns of Alabama and in the States of Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, and Texas.

To quote an old saying, “You can’t take it with you!”  Since this fact is true, a person should always consider having a Will, a Last Will And Testament, in order to lessen the complications in settling the estate for their bereaving family.

     A person’s death has an affect on their family emotionally and financially as well as with any unforeseen future personal or legal issues when settling the estate.  Having a Will allows the decedent, deceased person, to efficiently outline their wishes in detail and properly distributes the estate, personal property and any real property owned, at the time of their death. 

     Therefore, settling an estate efficiently is important and, in some cases, can be very stressful depending on its complexity and the number of heirs.  As an executor, or personal representative, you have been entrusted in carrying out the decedent’s wishes as exactly outlined within the Will and as quickly as possible.

     When it comes to settling an estate with real property, Al Cheney, Cheney Appraisal Services, can provide a “Certified,” detailed and timely appraisal opinion report while, at the same time, understanding the family’s bereavement and any sensitive issues associated with the decedent’s Will.

     As for accountants and attorneys, they can rely on Al Cheney’s knowledge, over 30 years, in the real estate industry of the Mobile Bay Metro Area.  Al Cheney always has a primary goal of providing detailed estate appraisal reports with reliable and supported derived value opinion conclusions (Fair Market Value estimates).  As an Alabama Certified Residential Real Property Appraiser, Al Cheney, provides professional appraisal opinion reports which gives accountants, attorneys, and personal representatives solid facts and figures, in order to fulfill IRS and the State of Alabama requirements as well as the courts within Baldwin or Mobile County and any other local agencies.

     Additionally, the date of death often differs from the date of the requested appraisal assignment.  Al Cheney is familiar with the procedures and requirements necessary to perform a retroactive appraisal assignment with an effective date and a Fair Market Value opinion estimate as of the date of death.  Furthermore, contracting an appraisal assignment with Al Cheney is a fiduciary relationship ensuring the fullest degree of discretion, confidentiality binding, as outlined within the Uniform Standards of Professional Appraisal Practice (USPAP) under the ethics provision.

     In conclusion, many times, people do not fully appreciate their need in having detailed real estate appraisal opinion reports which supports the facts and figures.  Settling an estate efficiently, properly and timely are paramount when completing and submitting the necessary documents, including all real property appraisal reports, to the IRS, Baldwin or Mobile County courts, and other revenue authorities.  Having “Certified,” detailed and professional appraisal opinion reports with supporting local marketplace information demonstrates credence and should facilitate the legal process when settling estates.  Al Cheney, Cheney Appraisal Services, is ready to assist accountants, attorneys and individuals requiring estate appraisal value opinion reports!  


Albert Marshall Cheney, Cheney Appraisal Services, Mobile, Alabama, is ready to assist you with all your “Certified” estate appraisal report requirements!  Call (251) 533-2424 today!

If you require additional estate research material, Al Cheney has provided these web links for further consideration:

http://www.alabamaprobatelawyers.com/news.cfm/Article/19691/You-Cant-Take-It-With-You.html

http://www.expertlaw.com/forums/archive/index.php/f-38.html

http://law.onecle.com/alabama/wills-and-decedents-estates/chapter2.html

http://www.legislature.state.al.us/CodeofAlabama/1975/coatoc.htm

Section 43-2-854 Avoiding conflicts of law.

Mobile Alabama FHA Appraisers
Categories
NAR’s Weekly Radio Show
Find Homes For Sale